| Savings Accounts |
| Effective Date: Wednesday, January 29th, 2020 |
| Name | Dividend Rate | APY* | Amount | Minimum Opening Balance |
| Regular Member Share |
0.50% |
0.50% |
|
$25.00 |
| Kids Club |
5.25% |
5.38% |
on the first $500 |
$5.00 |
| Kids Club |
0.50% |
0.50% |
remaining balance over $500 |
5.00 |
| Teen Club Share |
3.00% |
3.04% |
on the first $1,000 |
5.00 |
| Club Share |
0.50% |
0.50% |
|
$1.00 |
| Christmas Club |
0.50% |
0.50% |
|
$1.00 |
| Checking Accounts |
| Effective Date: Wednesday, January 29th, 2020 |
| Name | Dividend Rate | APY* | Amount | Minimum Opening Balance |
| Regular Share Draft |
0.00% |
0.00% |
|
25.00 |
| Teen Club Share Draft |
3.00% |
3.041% |
on the first $1,000 |
5.00 |
| Teen Club Share Draft |
1.00% |
1.00% |
remaining balance over $1,001 |
5.00 |
| Certificates of Deposit |
| Effective Date: Wednesday, January 29th, 2020 |
| Term | Dividend Rate | APY* | Minimum Opening Balance |
| 3 Months |
1.50% |
1.51% |
$500 Adult / $100 Youth |
| 6 Months |
1.85% |
1.87% |
$500 Adult / $100 Youth |
| 12 Months |
2.00% |
2.02% |
$500 Adult / $100 Youth |
| 18 Months |
2.05% |
2.07% |
$500 Adult / $100 Youth |
| 24 Months |
2.05% |
2.07% |
$500 Adult / $100 Youth |
| 36 Months |
2.15% |
2.17% |
$500 Adult / $100 Youth |
| 48 Months |
2.25% |
2.27% |
$500 Adult / $100 Youth |
| 60 Months |
2.45% |
2.48% |
$500 Adult / $100 Youth |
| IRA Account (Traditional, Roth & SEP) |
| Effective Date: Wednesday, January 29th, 2020 |
| Name | Dividend Rate | APY* | Minimum Opening Balance |
| Traditional/Roth/SEP |
0.50% |
0.50% |
$100.00 |
