| Savings Accounts |
| Effective Date: Saturday, January 19th, 2019 |
| Name | Dividend Rate | APY* | Minimum Opening Balance |
| Regular Member Share |
0.10% |
0.10% |
$25.00 |
| Kids Club |
0.25% |
0.25% |
$5.00 |
| Club Share |
0.10% |
0.10% |
$1.00 |
| Christmas Club |
0.10% |
0.10% |
$1.00 |
| Checking Accounts |
| Effective Date: Saturday, January 19th, 2019 |
| Name | Dividend Rate | APY* | Minimum Opening Balance |
| Regular Share Draft |
0.00% |
0.00% |
$1.00 |
| Certificates of Deposit |
| Effective Date: Saturday, January 19th, 2019 |
| Term | Dividend Rate | APY* | Minimum Opening Balance |
| 3 Months |
2.05% |
2.07% |
$500 Adult / $100 Youth |
| 6 Months |
2.25% |
2.27% |
$500 Adult / $100 Youth |
| 12 Months |
2.45% |
2.48% |
$500 Adult / $100 Youth |
| 18 Months |
2.55% |
2.58% |
$500 Adult / $100 Youth |
| 24 Months |
2.65% |
2.68% |
$500 Adult / $100 Youth |
| 36 Months |
2.80% |
2.84% |
$500 Adult / $100 Youth |
| 48 Months |
3.05% |
3.09% |
$500 Adult / $100 Youth |
| 60 Months |
3.15% |
3.20% |
$500 Adult / $100 Youth |
| IRA Account (Traditional, Roth & SEP) |
| Effective Date: Saturday, January 19th, 2019 |
| Name | Dividend Rate | APY* | Minimum Opening Balance |
| Traditional/Roth/SEP |
0.50% |
0.50% |
$100.00 |
