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Loan Rates

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Loan Rates

Vehicle Loan Rates
Effective Date: Tuesday, January 31st, 2023
Credit ScoreTermRate
A+ (730 and above) 36 - 60 Months Varies from 3.50% to 6.50%
A (680 - 729) 36 - 60 Months Varies from 5.00% to 8.50%
B (640 - 679) 36 - 60 Months Varies from 7.25% to 11.75%
C (600 - 639) 36 - 60 Months Varies from 12.25% to 18.00%
D (599-) 36 - 60 Months 18%
All loans are subject to credit approval.
Rates are subject to change without notice. 
Offered terms & rates are determined by your credit score and loan policy. 

Personal Loan Rates (Maximum Loan Amount is $20,000)
Credit ScoreTermRate
A+ (730 and above) Up to 60 Months From 8.50% - 10.50%
A (680 - 729) Up to 60 Months From 10.50% - 13.50%
B (640 - 679) Up to 60 Months From 12.50% - 16.50%
C (600 - 639) Up to 60 Months 18.00%
D (550 - 599) Up to 60 Months 18.00%
All loans are subject to credit approval.
Rates are subject to change without notice.
Offered terms/rates are determined by your credit score and loan policy. 

Share/Certificate Securd Loans
AmountTermRate
Various Up to 60 Months 2% + Account Rate

Line of Credit
AmountTermRate
up to $10,000 Revolving 3% + Wall Street Prime
All loans are subject to credit approval.

Home Equity
AmountTermRate
Various Up to 10 years Contact a loan officer for more information

Credit Builder Loans
AmountTermRate
Up to $1000 Up to 1 year 10%

Second Chance Loan
AmountTermRate
$500 8 months 5%