Loan Rates
Vehicle Loan Rates
Effective Date: Thursday, July 10th, 2025
| Credit Score | Term | Rate |
|---|---|---|
| A+ (730 and above) | 36 - 60 Months | As low as 5.50% |
| A (680 - 729) | 36 - 60 Months | As low as 7.00% |
| B (640 - 679) | 36 - 60 Months | As low as 8.50% |
| C (600 - 639) | 36 - 60 Months | As low as 13.00% |
| D (599-) | 36 - 60 Months | 18% |
All loans are subject to credit approval. Rates are subject to change without notice. Offered terms & rates are determined by your credit score and loan policy. | ||
Personal Loan Rates (Maximum Loan Amount is $20,000)
| Credit Score | Term | Rate |
|---|---|---|
| A+ (730 and above) | Up to 60 Months | As low as 9.50% |
| A (680 - 729) | Up to 60 Months | As low as 11.50% |
| B (640 - 679) | Up to 60 Months | As low as 13.50% |
| C (600 - 639) | Up to 60 Months | 18.00% |
| D (550 - 599) | Up to 60 Months | 18.00% |
All loans are subject to credit approval. Rates are subject to change without notice. Offered terms/rates are determined by your credit score and loan policy. | ||
Share/Certificate Secured Loans
| Amount | Term | Rate |
|---|---|---|
| Various | Up to 60 Months | 2% + Account Rate |
Line of Credit
| Amount | Term | Rate |
|---|---|---|
| up to $10,000 | Revolving | 3% + Wall Street Prime |
| All loans are subject to credit approval. | ||
Home Equity
| Amount | Term | Rate |
|---|---|---|
| Various | Up to 10 years | Contact a loan officer for more information |
Credit Builder Loans
| Amount | Term | Rate |
|---|---|---|
| Up to $1000 | Up to 1 year | 10% |
Second Chance Loan
| Amount | Term | Rate |
|---|---|---|
| $500 | 8 months | 5% |