Loan Rates
Vehicle Loan Rates
Effective Date: Wednesday, October 20th, 2021
| Credit Score | Term | Rate |
|---|---|---|
| A+ (730 and above) | Varies from 36 - 72 Months | Varies from 2.75% - 3.25% |
| A (680 - 729) | Varies from 36 - 72 Months | Varies from 3.75% - 4.55% |
| B (640 - 679) | Varies from 36 - 72 Months | Varies from 6.75% - 9.25% |
| C (600 - 639) | Varies from 36 - 72 Months | Varies from 9.75% - 14.00% |
| D (550 - 599) | Varies from 36 - 72 Months | Varies from 16.75% - 18.00% |
| E (549 and below) | Varies from 36 - 72 Months | 18.00% |
Personal Loan Rates (Maximum Loan Amount is $20,000)
| Credit Score | Term | Rate |
|---|---|---|
| A+ (730 and above) | Up to 60 Months | Varies from 6.95% - 8.95% |
| A (680 - 729) | Up to 60 Months | Varies from 7.95% - 10.95% |
| B (640 - 679) | Up to 60 Months | Varies from 9.95% - 13.95% |
| C (600 - 639) | Up to 60 Months | Varies from 13.95% - 18.00% |
| D (550 - 599) | Up to 60 Months | Varies from 16.95% - 18.00% |
| E (549 and below) | Up to 60 Months | 18.00% |
Share/Certificate Securd Loans
| Amount | Term | Rate |
|---|---|---|
| Various | Up to 60 Months | 2% + Account Rate |
Line of Credit
| Amount | Term | Rate |
|---|---|---|
| up to $10,000 | Revolving | 3% + Wall Street Prime |
Home Equity
| Amount | Term | Rate |
|---|---|---|
| Various | Up to 10 years | Contact a loan officer for more information |
Credit Builder Loans
| Amount | Term | Rate |
|---|---|---|
| Up to $1000 | Up to 1 year | 10% |
Second Chance Loan
| Amount | Term | Rate |
|---|---|---|
| $500 | 8 months | 5% |