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Loan Rates

Vehicle Loan Rates
Effective Date: Monday, September 21st, 2020
Credit ScoreTermRate
A+ (730 and above) Varies from 36 - 72 Months Varies from 2.75% - 3.25%
A (680 - 729) Varies from 36 - 72 Months Varies from 3.75% - 4.55%
B (640 - 679) Varies from 36 - 72 Months Varies from 6.75% - 9.25%
C (600 - 639) Varies from 36 - 72 Months Varies from 9.75% - 14.00%
D (550 - 599) Varies from 36 - 72 Months Varies from 16.75% - 18.00%
E (549 and below) Varies from 36 - 72 Months 18.00%

Personal Loan Rates (Maximum loan amount is $20,000)
Effective Date: Monday, September 21st, 2020
Credit ScoreTermRate
A+ (730 and above) Up to 60 Months Varies from 6.95% - 8.95%
A (680 - 729) Up to 60 Months Varies from 7.95% - 10.95%
B (640 - 679) Up to 60 Months Varies from 9.95% - 13.95%
C (600 - 639) Up to 60 Months Varies from 13.95% - 18.00%
D (550 - 599) Up to 60 Months Varies from 16.95% - 18.00%
E (549 and below) Up to 60 Months 18.00%

Share/Certificate Secured Loans
Effective Date: Monday, September 21st, 2020
AmountTermRate
Various Up to 60 Months 2% + Account Rate

Line of Credit
Effective Date: Monday, September 21st, 2020
AmountTermRate
up to $10,000 Revolving 3% + Wall Street Prime

Home Equity
Effective Date: Monday, September 21st, 2020
AmountTermRate
Various Up to 10 years Contact a loan officer for more information

Credit Builder Loan
Effective Date: Monday, September 21st, 2020
AmountTermRate
Up to $1000 Up to 1 year 10%

Second Chance Loan
Effective Date: Monday, September 21st, 2020
AmountTermRate
$500 8 months 5%

 

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Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act